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Joeseph Galati is an experienced mortgage underwriting professional with a diverse background in the financial services sector. Currently serving as the Manager of Residential Underwriting in the Third Party, TD Mortgage Services Department at First National Financial LP since August 2021, Joeseph has held various leadership roles in underwriting and credit risk management, including positions at The Mortgage Centre; I Direct Mortgages Inc, Scotiabank, CMLS Financial, Marathon Mortgage Corp., Resmor, and Maple Trust/Scotia Mortgage Authority. Joeseph began the career as a Mortgage Consultant/Specialist at Your Mortgage Connection and held an early position as a Sales and Service Administrator at TD Canada Trust. Academic qualifications include a degree in Financial Services Underwriting from Seneca Polytechnic and a degree in Business Management, Marketing/Sales, and Economics/Finance from Humber College.