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Joe O'Brien has a diverse work experience in the banking industry. Joe started their career as a Credit Analyst at Wells Fargo in 2010, where they worked until June 2012. Joe then moved on to US Bank as a Credit Analyst from July 2012 to December 2013. In 2014, they joined First Western Trust as a Senior Credit Analyst and served in that role until August 2015. Joe then transitioned to the role of Vice President - Relationship Manager from August 2015 to September 2018. Joe was promoted to Senior Vice President in October 2018 and held that position until March 2020. Currently, Joe is working as the Denver Market President at First Western Trust, a role they have held since April 2020.

Joe O'Brien attended the Graduate School of Banking at Colorado from 2019 to 2021, where they completed an Executive Development Institute program. Prior to that, they studied Accounting at the University of Colorado Denver from 2007 to 2009. In 1988, Joe attended the University of Colorado Boulder, although the field of study or degree obtained during this time is unspecified. Their secondary education took place at Manual High School in Denver, Colorado, from 1984 to 1988. Additionally, Joe obtained a certification in "Integrating Performance Management into the Hiring Process" from LinkedIn in July 2023.