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Tom Kotcher began their work experience in 1994 as a Broker Dealer Services Representative at Kemper Mutual Funds. Tom then moved on to become an Inside Wholesaler at Van Kampen Investments in 1997. In 1998, they joined First Trust as a Managing Director, National Sales.

Tom Kotcher attended Utica Eisenhower from 1985 to 1988. Following this, they went on to Michigan State University where they completed their Bachelor's degree in Finance from 1988 to 1992.