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Sarah Lutz serves as the Chief Financial Officer at First South Farm Credit, a position held since July 2018, where responsibilities also include roles as Audit and Risk Officer and Risk Manager. Prior experience includes significant tenure at HORNE LLP from May 2012 to June 2018, progressing from Assurance Supervisor to Assurance Manager with a focus on internal and external audits in the middle market sector. Earlier positions included Assurance Associate at Briggs & Veselka Co., Senior Associate in Government Services at HORNE LLP, and Staff Accountant roles at Aon and Haddox Reid Eubank Betts PLLC. Sarah Lutz holds a Master's degree in Professional Accountancy and a Bachelor's degree in Accounting from Mississippi State University, earned in 2007 and 2006, respectively.