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Todd T. has over 30 years of work experience in the insurance industry. Todd started their career as a Premium Auditor at Island Insurance in 1991, where they worked until 1998. Todd then joined HEMIC as the Director of Premium Audit from 1998 to 2000. Todd then worked at Fireman's Fund Insurance Co. as an Underwriting Product Director from 2000 to 2008. In 2009, they joined DTRIC as a Commercial & Personal Lines Manager for a year. Todd has been with First Insurance Company of Hawaii since 2010 and has held various roles, including Manager, Commercial Lines Underwriting, Assistant Vice President, Commercial Underwriting, Vice President, Personal Lines, Vice President, Commercial Lines Underwriting, and Senior Vice President Commercial Underwriting. Todd became Chief Underwriting Officer in 2020 and was promoted to President & Chief Underwriting Officer in 2022. Currently, Todd serves as the President & CEO of First Insurance Company of Hawaii.

Todd T. completed their Bachelor of Business Administration (BBA) degree in Finance from the University of Hawai'i - Shidler College of Business between the years 1985 and 1990. Furthermore, they obtained a CPCU certification, although the specific time frame for this achievement is unknown.