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Richard S. has a diverse and extensive work experience in the banking and financial industry. Richard started their career at Provident Bank in 1990, where they served as Vice President until 2004. From 2004 to 2006, Richard worked as the SVP, Market Manager Commercial Real Estate Lending at National City Bank. Richard then became the President of BREC Financial Company from 2007 to 2013. Following that, Richard joined MainSource Bank as the Manager of the Commercial Real Estate Lending Group. Their responsibilities included providing loans for various real estate projects in Indiana, Central Kentucky, and the Cincinnati-Dayton area. Since 2018, Richard has been working at First Financial Bank as the Senior Relationship Manager, where they recently transitioned to the role of Managing Director of the Investment Commercial Real Estate Division. First Financial Bank is a regional bank based in Cincinnati, with offices throughout Ohio and in Indiana, Kentucky, and Illinois.

Richard S. completed their Bachelor's degree in Finance and Agricultural Economics from the Haslam College of Business at the University of Tennessee between 1982 and 1986.