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Zachary Bray is an experienced professional currently serving as Assistant Vice President and Banking Officer at First Financial Bank since September 2018. Additionally, Zachary has been the Sole Proprietor of LZ Farms since January 2011, where responsibilities include preparing formal business plans for financing and fostering relationships with buyers of replacement heifers. Previously, Zachary held roles as a Documentation Specialist at Volvo Financial Services, ensuring accuracy in contract submissions, and as a Parts Coordinator at Volvo Trucks, maintaining communication with dealerships and ensuring timely parts delivery. A graduate of Appalachian State University, Zachary holds a Bachelor's degree in Spanish Language and Literature.