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Gary Karnes is an experienced mortgage and construction loan officer currently serving at First Federal Savings Bank in Twin Falls, Idaho, since July 2015. Prior to this role, Gary held the position of Senior Vice President of Residential Lending at DL Evans Bank from January 2014 to July 2015. Additionally, Gary served as Vice President at Intermountain Community Bank from December 2006 to January 2014 and as Vice President and Sales Manager at First Bank Northwest between January 2003 and December 2006.