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Ryan McCarthy is a seasoned retail banking professional with extensive experience in relationship management and customer service. Currently serving as Retail Market Manager at First Federal Bank since March 2024, Ryan previously held various managerial positions at Bank of America from January 2009 to March 2024, including Financial Center Manager and Financial Center Operations Manager. Earlier career experience includes a role as Personal Banker, where Ryan focused on understanding consumer and small business financial needs. Additionally, Ryan worked at Prudential Financial as a Financial Service Associate, developing insurance and investment programs. Ryan holds a degree in Finance and Investments from the University of North Florida, earned between 2001 and 2006.