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Mr. Franko has more than 25 years of commercial banking experience, most recently as the President & CEO of PacTrust Bank and Beach Business Bank. As the founding CEO of Beach Business Bank, Mr. Franko assembled a world-class Board of Directors and an outstanding management team to create one of the most successful community banks organized in California. Prior to Beach Business Bank, Mr. Franko held executive management positions at various banks, including Generations Trust Bank, First National Bank of San Diego, City National Bank, Imperial Bank and Imperial Bancorp. Mr. Franko has been the CEO of banks totaling as much as $3.5 Billion in assets and has managed organizations with more than 1,000 employees. He particularly likes working with entrepreneurs to help them make their companies succeed and he has many success stories to tell.

Mr. Franko worked in Europe in both banking and real estate development, and holds an MBA in international management from the Thunderbird School of Global Management. In addition to his MBA, Mr. Franko also has a Doctor of Dental Medicine degree and was the founder of The Doctors Bank®, which specialized in loan and deposit services for physicians and dentists nationwide. He is married and has two daughters.