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Terrance Flaggs has a strong background in the financial industry, starting with their role as a Senior Commercial Banking Assistant at First Bank from December 2013 to August 2015. Terrance then worked as a Commercial Banking Representative, Credit Analyst, Vice President-Commercial Underwriter, Vice President-Senior Commercial Underwriter, and Assistant Vice President-Commercial Underwriter, all at First Bank. In 2023, they became the Team Lead and Senior Commercial Loan Underwriter, where they managed a team of underwriters and handled a significant loan portfolio. Before joining First Bank, Terrance worked as a Private Banking Associate at Northern Trust Corporation from August 2009 to November 2013. Prior to their career in finance, they gained experience as an Assistant Manager at Walgreens from July 2008 to August 2009.

Terrance Flaggs earned a Bachelor's degree in Business Administration and Management, General from the University of Missouri-Saint Louis from 2004 to 2008.