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Francis Xavier Anto is a Senior Business Analyst at Fintech, with over 10 years of experience in the Cards and Payments Industry, demonstrating extensive technical and business knowledge. Francis has hands-on experience in design and development, implementation, business analysis, technical consultancy, and project management. Previous roles include Test Lead at Fintech and UHG (Unified Healthcare Group), as well as Software Tester positions at EL Corte Ingles and Bank of Ireland. Francis holds a Master of Computer Applications degree in Computer Science from Bharathidasan University, India, obtained from 1998 to 2001.