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Declan Cotter has a diverse work experience spanning over several years. Declan started their career at New Ireland Assurance in 1985, where they worked in the role of Customer Service for five years. Declan then moved to Bank of Ireland Life in 1990, where they held the position of Customer Service Regional Manager for seven years. In 1997, Cotter joined FINEOS, initially working as a Business Consultant/Analyst until 2000. From 2000 to 2004, they served as a Project Manager, followed by a role in Programme Management & Account Management from 2004 to 2008. Cotter then became the Head of Sales Operations from 2008 to 2010, and later took on the role of Sales Director (Europe) until 2014. Since then, they have been working as the Operations Manager at FINEOS.

Declan Cotter holds an ACII degree from the Chartered Insurance Institute. The specific dates of their enrollment are not mentioned. Furthermore, they obtained a BA degree in Management from the Irish Management Institute. Similar to the previous degree, the timeframe of this education is not provided.