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Jose Rafael Hernandez is a finance professional with extensive experience in financial education and wealth management. Currently serving as the Head of Education at Financial Professional since January 2020, Jose also holds the position of Financial Educator and Employer-Sponsored Benefit Specialist at Financial University, a venture founded to empower young professionals and entrepreneurs in personal finance and investing. Previously, Jose worked as a Corporate Wealth Management Advisor at Merrill Lynch, where specialized advisory services were provided to key employees regarding equity-based compensation and corporate benefits. Early career experience includes an internship as a Financial Representative at Northwestern Mutual, which laid the groundwork for a comprehensive understanding of life insurance and risk management products. Jose earned a Bachelor's Degree in Finance from Mercer University and an Associate's Degree from St. Johns River State College.