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Валерия Виноградова has a diverse work experience spanning from 2016 to 2023. Валерия started their career as an intern at Raiffeisen Bank Russia in June 2016 and worked until March 2017. Валерия then joined DeltaCredit Bank as a Specialist from August 2017 to November 2017. Next, they worked at "Велес Капитал" as a Senior Risk and Project Manager from November 2017 to July 2020. Валерия then moved on to Bank Finam and served as a Senior Risk Manager from October 2020 to March 2022. Following that, they transitioned to FINAM where they have been working as a Risk Analyst since February 2022.

Valeria Vinogradova's education history includes a Bachelor's degree in Finance and Credit from the Finance University under the Government of the Russian Federation, obtained between 2013 and 2017. Валерия also holds a Master's degree in Risk Management in a Commercial Bank from the same university, obtained between 2017 and 2019.

In addition to their academic degrees, Valeria obtained a certification in FSFR 1.0 in December 2017. The institution from which they obtained this certification is unknown.