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Matthew McGarvey is a Principal Technical Engineer at Fifth Third Bank, where responsibilities include working on Newline, the bank's new embedded finance offering following the acquisition of Rize in May 2023. Previously, Matthew served as a Software Engineer at Rize from May 2022 to May 2023. Prior to that, a Senior Developer position was held at Big Nerd Ranch, focusing on payments processing and leading a team to transition a monolithic system to a Ruby on Rails API. Matthew also contributed as a Software Engineer at Echo Global, developing a Twitter integration and optimizing endpoint response times. Earlier experience includes serving as a Software Engineer II at Ramsey Solutions, where Matthew redesigned a subscription-billing platform, achieving significant cost savings. Education includes a Bachelor of Arts in Divinity/Ministry from Harding University and training at The Iron Yard.