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Richard Fay has over 17 years of experience in the accounting and finance industry. Richard started their career in 2006 as a Senior Audit Manager at Wolf & Company, P.C., where they were responsible for delivering external audit services to clients in the financial institution and financial technology industries. In 2019, Richard became a Principal at Wolf and Company, P.C., leading the financial technology practice and overseeing various departments such as Marketing and Business Development. Richard is experienced in industry-specific accounting requirements and has expertise in banking strategy, including innovative fintech solutions. In 2023, Richard joined Fidelity Cooperative Bank and Fidelity Bank as the SVP and Director of Accounting and Finance, where they currently hold the position.

Richard Fay attended Norwood High School from 1998 to 2002. Richard then pursued a Bachelor of Business Administration (B.B.A.) degree in Accounting and Economics at Bryant University, graduating in 2006. In 2006-2007, Richard furthered their education by obtaining an MSA degree in Accounting from the D'Amore-McKim School of Business at Northeastern University. Additionally, they hold a certification as a Certified Public Accountant, although details such as the institution and year of obtaining the certification are unavailable.