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K V SOWMITH is a seasoned professional with extensive experience in credit risk management and operations. Currently serving as the Collections Manager at Fi since March 2023, K V SOWMITH previously held the position of Operations Manager at Klub and worked as Credit Risk Manager at Furlenco. Prior roles also include Product Manager at Finnable and AVP Credit at Shubh Loans, where responsibilities included managing credit risk functions and developing automated solutions to enhance efficiency. Additionally, K V SOWMITH served as Credit Risk Analyst Lead at Finomena, overseeing a team in the analysis and evaluation of loan applications. Early career experiences include internships at Accenture, Rail Wheel Factory, and Hindustan Aeronautics Limited, following an Engineer's Degree in Mechanical Engineering from Nitte Meenakshi Institute of Technology.