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Morgan Kilmartin has a diverse work experience in various companies. In 2013, they started working at Sac Valley Auctions as an Online Auction Associate. In 2019, they joined Schools Financial Credit Union as a Member Service Representative. In 2020, they worked at Robinhood as a Fraud Analyst. From 2021 to 2022, they worked as a Fraud Analyst at Fetch, where their responsibilities included identifying fraudulent behavior, reviewing user accounts, and analyzing data for fraud prevention. In 2022, they were promoted to Senior Fraud Analyst at Fetch. Currently, they are working as a Fraud QA/Training Coordinator at Fetch.

Morgan Kilmartin obtained a Bachelor's degree in Business Administration with a concentration in Finance from San Jose State University. They attended the university from 2013 to 2018.