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Jose D. Lozada Albino MBA is a seasoned Mortgage Banker with extensive experience in the mortgage and banking industry, currently working at FEMBI First Equity Mortgage Bankers, Inc. since May 2012. Prior to this role, Jose held positions as a Mortgage Banker at Multiples Mortgage Corp from June 2006 to April 2012 and as a Mortgage Loan Officer at Doral Bank from August 2003 to May 2006. Earlier career experience includes serving as a Sales Representative at Sears, Roebuck and Co. from November 1996 to April 2012. Academically, Jose holds a Master's degree in Human Resource Management from the Inter-American University of Puerto Rico-Metropolitan Campus and completed a Certified Loan Analyst program at Mortgage Bankers School. Additional educational qualifications include a Licentiate degree in Real Estate from Alberto Hernandez Real Estate Academy and a Bachelor's degree in Business Administration from the University of Puerto Rico.