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Jofces G. Cruz Guerríos is a skilled Mortgage Loan Officer at FEMBi Mortgage, holding the NMLS ID 2139120 and MLO-908 license since March 2021. Prior experience includes serving as a Mortgage Loan Processor at Financial Management Association, Rio Piedras Chapter from September 2020 to December 2020, and as Communications Sector Portfolio Leader at Casa Condado Hotel, where responsibilities included Front Desk Representative duties from December 2018 to March 2020. Jofces holds a Bachelor of Business Administration in Accounting and Finance from Universidad de Puerto Rico, completed between 2014 and 2021.