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Pankaj Seth currently serves as the SVP Chief Credit Risk Officer at the Federal Home Loan Bank of Indianapolis, overseeing enterprise credit risk teams across multiple areas including counterparty risk and credit underwriting. Previously, Pankaj held the position of EVP Chief Consumer Credit Officer & Enterprise Risk Head at Bank of the West, managing a $30 billion portfolio and leading the bank's enterprise risk architecture. Additional experience includes roles as Global Head of Eco System Risk at Visa, Chief Risk Officer at Allsec Financial Services, and various leadership positions at Citi, including Chief Operating Officer for CitiMortgage Risk and Chief Risk Officer for Citifinancial across multiple international markets. Pankaj holds an MBA in Accounting and Finance from the Indian Institute of Social Welfare and Business Management and is a Chartered Accountant from The Institute of Chartered Accountants of India.