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Clifford Moshe Msiza is a Capital Market Analyst at FBS Inc. since January 2022, focusing on the buying and selling of securities, currencies, metals, gas, and cryptocurrency, along with evaluating trading algorithms. Prior to this role, Clifford served as an Analyst in Financial Crime Control Risk Management at Standard Bank South Africa, handling payments processing and accounts investigation, and held a position at Standard Bank Group in group shared operations. Earlier experience includes a role as a Financial Administrator at Wholesale Electric Supply Co. of Houston, Inc. Clifford's education includes a Master of Business Administration (MBA) in Business and Finance and a Master of Commerce (MCom) in Financial Accounting from the University of South Africa, along with various other advanced qualifications in accounting and financial advisory.