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Tracey Adams is a seasoned banking professional with extensive experience in commercial lending. Currently serving as a Commercial Lender at Farmers & Merchants Bank since April 2023, Tracey is enthusiastic about reconnecting with past clients and forging new relationships. Prior roles include Commercial Banker at Bank OZK from January 2006 to April 2023, and positions as a Commercial and Consumer Lender at First Community Bank of West Plains and First National Bank & Trust between 2003 and 2006. Tracey began a banking career as a Business Banker at Bank of America, where service extended from September 1984 to May 2000.