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Zachary N. Carpenter

EVP & Chief Business Officer at Farmer Mac

As Executive Vice President – Chief Business Officer, Zack leads the vision, development, and go-to-market strategy of the Farmer Mac brand. He also oversees the company’s Agribusiness activities, including the business development and marketing efforts for its foundational lines of business that provide agricultural lenders across the country with financial solutions and effective risk mitigation tools that allow farmers, ranchers, and agribusinesses access to flexible and affordable credit. In this role, he oversees the company’s expansive loan portfolio, partner and business development strategies, product innovation and standardization, and marketing and corporate communications.

Zack has devoted much of his career to facilitating dependable credit and financial solutions for American agriculture and rural communities. A respected executive with a reputation for building high-performing teams who share his same passion for and dedication to rural America, Zack has accumulated deep expertise developing and innovating financial solutions across the agribusiness value chain while developing strong relationships with other providers of capital. Before joining Farmer Mac, Zack spent nearly a decade in various management positions at CoBank, most recently as a Managing Director and Sector Vice President of its Corporate Agribusiness Banking Group, and previously as Executive Director of its Capital Markets division. He has also served as a vice president in finance and corporate strategy at Goldman Sachs.

Zack earned a bachelor of science degree in economics with a concentration in corporate finance from the Wharton School of Business at the University of Pennsylvania and an MBA with specializations in corporate finance, accounting and business law from the Stern School of Business at New York University


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