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Vivek Kumar has a diverse work experience spanning multiple industries and roles. Vivek began their career at Wipro Technologies, where they acted as a Business Consultant and was responsible for building and driving the company's mortgage practice. At Capital One, Vivek held various positions, including Senior Business Director and Business Director, where they managed portfolios and led customer management strategies. Vivek also served as the Manager/Senior Manager of Data Analysis, overseeing a team responsible for supporting execution, data analysis, and reporting. Later, at Ocwen Financial Solutions, Vivek worked as an Operations Manager, utilizing Six Sigma techniques to drive process efficiency. In their most recent role at Fairstone Bank, Vivek served as the Executive Vice President & Chief Risk Officer, responsible for the bank's overall risk management strategy.

Vivek Kumar has a diverse education history. Vivek completed an Advanced Risk Management Program at The Wharton School in 2019. Prior to that, they obtained the Chartered Financial Analyst (CFA) certification from the CFA Institute between 2006 and 2009. Vivek also holds a Master of Business Administration (MBA)/PGDM from the Indian Institute of Management, Calcutta, specializing in Finance & Strategy, from 2000 to 2002. Additionally, Vivek received a B. Tech in Metallurgy from the Indian Institute of Technology (Banaras Hindu University), Varanasi. Vivek attended Sainik School Tilaiya, but no specific degree or field of study is mentioned. Vivek is also a certified CFA from CFA Institute.