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Phil Ross is an experienced Insurance Analyst with a robust background in financial services, currently working at Exane since September 2022. Prior positions include roles at Mediobanca and Berenberg, where Phil specialized in insurance analysis. Phil's career also includes significant experience at PwC as a Manager in Risk and Regulation, and at the Bank of England as Private Secretary to the Deputy Governor, focusing on insurance and investment banking. Earlier roles at the Financial Services Authority and Allianz Insurance provided a strong foundation in insurance supervision and commercial underwriting. Phil holds a Master of Science in Finance with Accounting from the University of London and a Bachelor of Arts in Economics from Durham University.