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Muhammad Faiz Bin Ramli is an accomplished finance professional with extensive experience in credit control and accounts receivable management. Currently serving as the Credit Control Manager at Etika Group of Companies since 2005, Muhammad Faiz safeguards debtors' receivables in alignment with the company’s financial risk profile and optimizes Days Sales Outstanding (DSO). Previous roles at the same company include AR Assistant Manager, AR Executive, AR Controller, and Sales Coordinator. Earlier in their career, Muhammad Faiz worked as a Bank Clerk at Maybank from 2004 to 2005. Educational credentials include a Bachelor of Business Administration (BBA) Hons in Finance and a Diploma in Accountancy from Universiti Teknologi MARA obtained between 2002 and 2014.