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Wayne Blake is the Manager of Credit Risk Analytics at ESL Federal Credit Union. Wayne previously worked as a Senior Portfolio Risk Analyst at the same organization and as a Portfolio Risk Analyst at M&T Bank. Wayne holds an MBA from Carnegie Mellon University, a Master of Science in Civil Engineering from The University of Texas at Austin, and a Bachelor of Arts in Geology from the University of California, Berkeley. Wayne's responsibilities involve overseeing analyses, managing reports, and designing risk assessment tools for consumer loan products.