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Oksana Tolmatshova is a seasoned executive with extensive experience in the fintech and banking sectors. Currently serving as Co-Founder and CEO of Esgrid, an AI-driven sustainability management platform, Oksana works to enhance ESG assessments and reduce operational costs for companies. Previously, Oksana held key leadership roles at Opera, Pocosys, Pocopay, and Swedbank Baltics, contributing to business strategy, operations, and product development. With a solid background in retail banking management and a strong focus on team building and customer analytics, Oksana has consistently driven growth and profitability throughout a career that began with a B.A. in Banking and Investments from the University of Tartu.