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Ricardo Sant'Ana is a seasoned professional with a diverse background in real estate, finance, and human resources. Currently serving as a Real Estate Consultant at Exto Incorporação e Construção and an agent at ERTC Express, Ricardo specializes in helping business owners navigate tax credit processes and access capital for growth. Previously, as a Consultor de Imóveis with Grupo Nortis and a Real Estate Agent at RE/MAX, Ricardo focused on assisting clients in achieving their homeownership dreams. With extensive experience in human resources management roles at Yukon Kuskokwim Health Corporation and General Motors, alongside a solid foundation in military leadership from the Brazilian Army, Ricardo possesses a wealth of knowledge and expertise across multiple industries. Ricardo holds an MBA from Brigham Young University and a Bachelor of Science in Military Science from Academia Militar das Agulhas Negras.