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Shriram Joshi has extensive work experience in the financial industry. Shriram started their career at ICICI Bank in 2002, where they held roles such as Regional Credit Manager. Shriram then joined Tata Capital Housing Finance Limited in 2007, where they served as an Asst. Vice President and later became the Associate Vice President- Regional Sales Manager- Mortgages- South & East and Associate Vice President - Regional Credit Manager - South. In 2019, they joined CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED as the Zonal Credit Manager - Home loans. Currently, Shriram is working at Equitas Small Finance Bank as the Senior Vice President- Credit, a position they have held since 2021.

Shriram Joshi pursued their Bachelor's degree in Automobile Engineering from B V B College of Engineering & Technology in Hubli, from 1989 to 1993. Following this, they went on to complete their MBA in Management from Karnatak University, attending from 1994 to 1996.