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Himanshu D. is an experienced finance professional currently serving as the Zonal Credit Manager for Inclusive Banking at Equitas Small Finance Bank since August 2019. Prior to this, Himanshu worked at Avanse Financial Services Ltd. as a Zonal Credit Manager for the SME sector from December 2018 to July 2019. A significant tenure at Bajaj FINSERV from October 2009 to December 2018 included roles as Regional Credit Manager and Area Credit Manager, where Himanshu was instrumental in launching mortgage operations and overseeing loan application evaluations. Additional experience includes positions as Branch Credit Manager at HDB Financial Services Ltd., Area Credit Manager at GE Capital, and Branch Credit Manager at ICICI Bank. Himanshu D. holds multiple degrees, including a CAIIB from the Indian Institute of Banking and Finance, a Chartered Accountant qualification from The Institute of Chartered Accountants of India, and a Bachelor’s Degree in Business/Commerce from DAV College, Jalandhar.