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Ezhil P has extensive experience in the financial services sector, specializing in credit underwriting and portfolio management. Currently serving as Head of Policy, Portfolio, and Digital Transformation for Retail Assets at Equitas Small Finance Bank, Ezhil has previously held significant roles including Associate Vice President of Credit Underwriting for Unsecured Business Loans at Fullerton India Credit Company Ltd., State Credit Head for MSME and Retail Unsecured at Capital First Limited, Assistant General Manager of Operations at Serco, and Area Credit Manager for Secured and Unsecured Loans at Bajaj Finserv.