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Ntombizodwa S. is an experienced finance professional currently serving as National Credit Manager at Eqstra Fleet Management since January 2019. Previously, Ntombizodwa held the position of Credit Analyst at VBS Mutual Bank from June 2017 to December 2018, focusing on credit assessments for homeloans. Prior roles include Senior Credit Assessor and Credit Manager at Nedbank, where credit assessments and risk assessment of finance applications were key responsibilities. Ntombizodwa's educational background includes a Postgraduate Diploma in Risk Management from the University of South Africa, a Leadership Acceleration Programme from GIBS Business School, a Bachelor of Commerce in Credit Management, and a National Certificate in Banking Services and Advice from Milpark Business School.