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Rick Brown the Mortgage Guy has extensive experience in the residential mortgage industry, currently serving as the Branch Manager and Residential Mortgage Loan Originator at Encompass Lending Group since September 2023. Prior roles include working as a Residential Mortgage Loan Originator at Elite Financing Group from January 2015 to August 2023 and at Mortgage Pros Inc from October 2008 to January 2015. Rick Brown also held the position of Broker/Owner and Residential Mortgage Loan Originator at Elite Mortgage between January 2001 and October 2008, as well as serving as a Residential Mortgage Loan Originator at Mortgage Pros, Inc. from March 1995 to January 2001. Early career experience includes a role at Gibraltar Savings / Harbor Financial from 1986 to 1989. Rick Brown holds an NMLS Class education.