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Joseph Rihani has extensive experience in credit risk management across prominent financial institutions. Currently serving as the Head of Credit Risk and Review at Emirates Development Bank since August 2018, Joseph previously held significant roles at AL Khaliji France s.a., including Head of Credit Risk and Credit Risk Manager, where responsibilities included managing the credit portfolio of multiple UAE branches. Earlier in their career, Joseph worked at BLC Bank as Head of Medium Market, where Joseph developed new credit procedures and trained staff in financing for SMEs. Joseph holds a Maitrise in Business Administration and Management from the Holy Spirit University of Kaslik.