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Tsvetomira Marinova is an experienced product owner currently managing eZeeWallet projects and the Payment Gateway product backlog at emerchantpay since May 2021. Previously, Tsvetomira served as an IT Business Analyst at VIVACOM, where responsibilities included defining business requirements, re-engineering processes, and risk identification from October 2018 to August 2022. Tsvetomira began their career at VIVACOM, working as an IP/Man Monitoring Specialist and a trainee in the Network Operation Center, after an initial role as a coordinator at Mobiltel. Tsvetomira holds a Bachelor's degree in Telecommunications from the Technical University of Sofia and is pursuing a Master's degree in E-Management at the same institution, with additional academic experience from Universitat Politècnica de Catalunya.