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Ramakrishnan Subramaniam is currently the Co-Founder and CTO at Elever since August 2020. Prior to that, Ramakrishnan held various senior positions at companies such as INNOVA SOLUTIONS USA and Visa, where Ramakrishnan was involved in developing and managing electronic payment systems. With a Bachelor's degree in Electronics from Bharathiar University, Ramakrishnan has a wealth of experience in the technology and payment processing industry, aiming to revolutionize electronic payments by reducing friction and costs.