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A.J. Radcliffe has extensive work experience in the field of data science, risk analytics, and consumer insights. Starting in 2008, A.J. worked as a Loan Analyst at Centinel Financial Corporation for two years. In 2010, A.J. interned as a Risk Analyst at Think Finance before joining Intel Corporation as a Market Research Intern in 2011. A.J. returned to Think Finance in 2012 and served as a Risk Analyst before being promoted to Senior Analyst, Consumer Insights in 2013.

In 2014, A.J. joined Elevate as a Manager, Risk Analytics and led impactful initiatives to revamp decision processes, develop customer progression strategies, and managing key performance indicators for portfolio profitability. A.J. was subsequently promoted to Sr. Manager, Risk Analytics and then to Director, Data Science in 2020. As Director, A.J. oversaw the launch of the Strategic Partner channel, leading to significant new fundings and managed multiple teams with multi-million dollar portfolios.

Most recently, A.J. assumed the position of Sr. Director, Data Science at Elevate in November 2022. The summary showcases A.J.'s progressive career trajectory and contributions in the field of data science and analytics.

A.J. Radcliffe completed a Bachelor of Science in Physics from the University of Notre Dame between the years 2005 and 2009. Subsequently, from 2010 to 2012, A.J. pursued a Master of Business Administration with a focus on Marketing from the Texas Christian University - M.J. Neeley School of Business.