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Ioannis Gatzoflias has held the position of Deputy Chief Executive Officer and CFO at Electronet S.A. since August 2010. Additionally, Ioannis serves as an Assistant Professor at Hellenic American University and has been involved as a tutor in Economics, Finance, and Accounting at iCon International Training since 2002. Previous experience includes a consultancy role at Clayton Euro Risk from September 2013 to January 2018, and a Deputy CFO position at Emporiki Credicom from October 2005 to June 2009. Earlier in the career, Ioannis was the Head of Banking Trends at Egnatia Bank from February 2001 to September 2005. Educational qualifications include a PhD in Economics and Banking and an MSc in Banking and Finance from the University of Stirling, alongside a degree in Business Administration from Anglia Ruskin University.