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Muhammad Fawad Faisal Arain serves as a Regional Manager at EFU Life Assurance Ltd. since May 2008, bringing extensive management expertise to the role. Previously, Muhammad held the position of Team Leader for Credit Cards at Citi Bank from January 2004 to May 2005, where responsibilities included recruitment, training, and developing a motivated sales force of over 40 sales officers and two group leaders. Muhammad Fawad Faisal Arain holds an MBA in Marketing and a BBA (Hons) in Marketing from the University of Sindh, as well as a diploma in computer science from Petroman.