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Javier Fernandez has extensive experience in commercial management, currently serving as Gerente Zonal at Efectivo Sí since April 2007, where responsibilities include overseeing efficient product marketing and ensuring budget compliance within the assigned zone. Prior roles at Efectivo Sí include Lider Zonal, Responsable de Sucursal, Encargado Comercial, and Asistente Comercial Jr, each focusing on sales budget adherence and commercial strategy. Earlier professional experience includes a position as a Redactor at Ambito Financiero. Javier holds a Licenciatura in Periodismo from Universidad de Morón and multiple recent qualifications from Centro de e-Learning UTN FRBA in areas including investment administration, financial markets, and technical financial analysis.