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Rick Lloyd is an experienced professional in the financial markets with over 42 years in the industry, currently serving as a Director of FX Sales at Edgewater Markets since June 2019. Prior to this role, Rick held prominent positions, including Senior FX Analyst at Thomson Reuters, where responsibilities included managing a team analyzing foreign exchange markets and providing strategic trading insights. Rick's extensive background also includes leadership roles at ABNAMRO Bank and Commonwealth Bank, along with managerial positions at Bank of America, Security Pacific Bank, and J.P. Morgan. Since December 2022, Rick has been retired.