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Nagaraj Ramakrishnan is currently the Chief Credit Officer at Dubai Islamic Bank since April 2019. Prior to this, Nagaraj served as the Senior Vice President Group Credit at Emirates NBD from October 2013 to March 2019, where Nagaraj was responsible for Wholesale Bank Credit and Portfolio management. Before that, Nagaraj worked at Standard Chartered Bank from June 2005 to September 2013, holding various roles including Regional Credit Officer and Chief Risk Officer for SCB Malaysia. Nagaraj holds a degree in Bachelors in Commerce and is a Chartered Accountant from National College in Tiruchirappalli.