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Zhivka Gospodinova has extensive experience in the banking sector, having worked at DSK Bank since June 2007 in various roles including Human Resources Specialist, Branch Network Planning and Analysis Specialist, Senior Bank Customer Service Officer, and Banking Operations Specialist. Prior to this, Zhivka gained experience as an Accountant at a trading company from October 1997 to May 2007. Zhivka holds a Master's degree in Corporate Business and Management and a Bachelor's degree in Accounting and Control, both obtained from the University of Economics - Varna.