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Ivo Andreev is a seasoned professional in risk management and business analytics, currently serving as a Senior Risk Engineer at DSK Bank since December 2022. Previously, Ivo held the position of Senior BI Analyst at Nexo for a short tenure and was a Senior Expert in Risk Assessment at DSK Bank from August 2019 to November 2022, where key responsibilities included developing various predictive models and analyzing market conditions. Ivo's earlier roles include Expert in Consumer Risk Assessment at DSK Bank and Head Expert for Methodology and Analysis at Allianz Bank Bulgaria AD, alongside experience as a Financial Consultant at Raiffeisen Bank - Bulgaria. Ivo holds a Master's degree in Business Analytics from Sofia University St. Kliment Ohridski, a Bachelor's degree in Finance from VTU "St. and st. Cyril and Methodius," and another Bachelor's degree in Computer Science from New Bulgarian University.