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JoAnn Bello has a strong background in the banking industry, with extensive experience in various roles and positions. JoAnn started their career in 1987 as an Assistant VP at European American Bank, where they completed a 9-month management and credit training program. JoAnn served as a Credit Analyst and Underwriter for the Suffolk C&I lending team. In 1990, they joined North Fork Bank as a VP and continued in that role until 1999. JoAnn then moved to Independence Community Bank as a VP and worked there until 2010. From 2010 to 2015, they were a VP at Community National Bank. JoAnn joined Bridgehampton National Bank (BNB) in 2015 as a VP and was later promoted to SVP in 2018. JoAnn worked at BNB until 2021 when they joined Dime Community Bank as a Commercial Lender. Throughout their career, JoAnn Bello has gained extensive knowledge and expertise in commercial lending and banking operations.

JoAnn Bello attended Wantagh High School from 1979 to 1983, where they studied accounting. After completing high school, from 1983 to 1987, they continued their education at The State University of New York, obtaining a Bachelor of Science (BS) degree in Finance, General.