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Mark Chirnside is an accomplished entrepreneur with extensive experience in the financial technology sector. As Co-Founder and CEO of Xago Technologies, Mark leads the development of innovative blockchain-based payment solutions that enhance transaction security and efficiency. Currently serving as CCO and Co-CEO of Cross Switch S.A R.L. and as a Partner in Financial Services at Digital Works Group, Mark focuses on transformative digital solutions that drive business innovation. With a background that includes leadership roles at Soldi/Plutus Commerce, FirstRand Group, GeoPay, and Entersekt, Mark has consistently contributed to significant advancements in mobile and digital transaction technologies. Mark holds a 2:1 degree in Computer Engineering from the University of East Anglia.