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Saad Masood is currently the Head of Risk Management at Digital Finance International. Prior to this role, Saad worked as a Senior Credit Manager at CreditPer, a shariah-compliant digital lending platform. Saad also has experience as a Manager Risk and Compliance at Agahe Pakistan, a lending platform for the MSME segment. With a background in financial economics and business economics and management, Saad has a diverse skill set that includes financial modeling, market research, and AI-based credit decision systems.